Look at all the features that come with it:

	Only $25 initial deposit to open a new account
	Minimum balance $25*
	Competitive interest rate (minimum balance required)
	Descriptive quarterly statements
	Allows you to defer paying taxes on dividends
	If applicable, allows you to deduct all or part of contributions on tax return.**
	Offers a variety of IRA investments such as:
	- Traditional IRA    - Roth IRA    - Coverdell Education Savings Account

* Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period. Click here for current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information.

**It is recommended that you seek tax advice from your Tax Advisor before making decisions regarding your IRA investment.

Early Withdrawals - Withdrawals made before age 59 and one half years of age are subject to IRS penalties.