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Card Skimming

Card-skimming is the collection of ATM, debit or credit card numbers and PINs for the purpose of stealing money from bank accounts, a scheme accomplished through methods as low-tech as simply watching customers as they use ATMs (a technique knows as “shoulder surfing”), or methods as high-tech as installing false card readers (or whole false fronts) on top of existing ATMs.  A sophisticated device reads all of your account information that is stored electronically on the magnetic stripe on the back of any ATM, debit or credit card.  Depending on the level of sophistication, the device may even be able to read the personal identification number used to access the account.  The thieves can quickly empty the account and go on to their next victim.  Be aware of anything that looks odd or out of place at the ATM, including an extra faceplate or unusual signage on the ATM.  Be alert of strangers that want to help you use the ATM, or standing nearby.  If you card is not returned to you immediately after using the ATM, contact your financial institution immediately to report the missing card. 



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