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Home Equity Loans

A Robins Federal Home Equity Loan is one of the smartest ways to borrow money. Both our VISA® Home Equity Line of Credit and Fast Equity Loan can give you access to cash for education, home improvement, debt consolidation, medical expenses, vacations, and more.

Enjoy the benefits of a VISA® Home Equity Line of Credit:

  • Robins Federal pays all closing costs (with initial advance of $5,000)
  • Credit limits from $5,000 - $150,000
  • Easy Application
  • Borrow up to 95% of the value of your home*
  • Interest-Only Option for 3 years
  • Convenient access to your Line of Credit with a VISA® card
  • Worldwide acceptance - Accepted at more than 22 million locations worldwide, everywhere VISA® is accepted.
  • Rates currently as low as 4.00% APR****
  • Interest may be tax deductible (consult your tax advisor)

Other benefits of our Fast Equity Loan:

  • Robins Federal pays all closing costs
  • Loan amounts from $5,000 up to $100,000
  • Fixed Term and Fixed Rate up to 10 years
  • Loan based on the equity accrued in your home
  • Interest may be tax deductible (consult your tax advisor)
  • Borrow 100% of the value of your home*

Let Robins Federal make your life a little simpler with a Home Equity Loan. Compare your choices. Take a look at our competitive rates. Use our Consumer Loan Calculator to figure estimated loan payments and Apply Now!

* Property must be primary residence and located in the state of Georgia. Modular homes are not eligible.

Rates as low as Prime minus 1%. **Floor rate is 4.00%. The maximum APR that can apply is 18.00%. Prime is a variable rate; as it changes, the APR on your account will also change.

Click here for full Home Equity Early Disclosure.

 

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