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Loans    VISA® Cards    Credit Card/Debit Card Purchase Dispute Settlement

Credit Card/Debit Card Purchase Dispute Settlement


If you cannot settle a dispute with a Merchant or there is a charge on your statement that you do not recognize you may write a letter advising the situation. The letter should include the current date along with the following:

  • Merchant Name
  • Date of transaction
  • Credit Card or Debit Card number
  • What service/results you expected when you gave your card number
  • What did you actually receive from the merchant
  • You must make an attempt to resolve with the merchant, and state the result of the attempt. Include any names you spoke with along with dates.
  • Sign letter
  • Daytime phone number, cell number or e-mail address
  • Attach any supporting documentation with the letter in regards to the dispute

Please send your letter to Card Services by fax to 478.322.7306 or by mail to Card Services Department, PO Box 6849, Warner Robins, GA 31095.

A temporary credit is issued when it is determined you have a valid dispute and any required supporting documentation is received.

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