| Loan Type |
Term |
Annual
Percentage Rate |
Comments |
|
New/Current
Year
Automobile
(Under 15,000 miles) |
36 mos. |
4.25% to 18.00% |
|
48 mos. |
4.50% to 18.00% |
|
60 mos. |
4.75% to 18.00% |
|
66 mos. |
4.95% to 18.00% |
Amount Financed > $12,000 |
72 mos. |
5.45% to 18.00% |
Amount Financed > $15,000 |
| |
84 mos. |
5.95% to 18.00% |
Amount Financed > $20,000 |
| |
|
|
|
Used Automobile
1 -2 Years Old
(2008 - 2007 - 2006) |
36 mos. |
4.70% to 18.00% |
|
48 mos. |
4.75% to 18.00% |
|
60 mos. |
4.95% to 18.00% |
|
66 mos. |
5.25% to 18.00% |
Amount Financed > $12,000 |
72 mos. |
5.60% to 18.00% |
Amount Financed > $15,000 |
| |
|
|
|
Used Automobile
3 -4 Years Old
(2005 - 2004) |
36 mos. |
4.90% to 18.00% |
|
48 mos. |
4.95% to 18.00% |
|
60 mos. |
5.15% to 18.00% |
|
| |
66 mos. |
5.50% to 18.00% |
Amount Financed > $12,000 |
| |
|
|
|
Used Automobile
5 years and older
(
2003 - 2001) |
36 mos. |
5.25% to 18.00% |
Used autos over 7yrs old may
be considered with a max term of 36 mos. |
48 mos. |
5.40% to 18.00% |
|
60
mos. |
5.50% to 18.00% |
2003 only,
Amount Financed > $12,000 |