|
|
| Membership Application |
| |
| SwitchKit |
| |
| Online Services |
| |
| Rates |
| |
|
|
Fees |
|
The rate and fees appearing in this schedule are accurate and effective for accounts as of
January 21, 2010. If you have any questions or require current rate and fee information on your accounts, please call the credit union. Fees are subject to change.
|
|
Bounce Protection Overdraft:
Checks, ACH, Transactions not listed below |
$25.00 |
|
| |
| Point of Sale and ATM withdrawals (tiered) |
|
| Less than $50.00 of negative account balance: |
$10.00 |
| $50.01 or greater negative account balance: |
$25.00 |
|
| |
| Overdraft Protection |
$3.00 per item |
NSF Fee
|
$25.00 per
item |
| Stop Payment |
$25.00 per request |
| Check Printing |
Prices may vary depending
on style |
| Check Copy |
$2.00 per item |
| Returned Deposits |
$25.00 per item |
| Statement Copy |
$.25 per page |
| Account Research |
$12.00 per hour, plus
copy fee |
| Collection Item |
$20.00 per item |
| Wire (Incoming) |
$0.00 |
| Wire (Outgoing) |
$15.00 per transfer |
| Wire
(Foreign) |
$35.00 per transfer |
| Code
Wire |
$8.00 per transfer |
| CMO |
$15.00 per request |
| CMO (International) |
$35.00 per request |
Check Cashing
Fee
Check
Cashing Fee charged only if member does
not have an account balance to cover
the amount
of check or does not have
an account qualifier. |
$5.00 per item ** |
| Official Check |
$3.00 per check |
| Money Order |
$2.00 per money order |
| Gift Card |
$3.95 |
| Traveler's Check |
$1.00 per $100.00, for
two signatures |
| Inactive Account Fee |
$3.00 per month, after 2 years of inactivity. |
Escheat Account Processing Fee
(Abandoned Account Fee)
Assessed only on accounts deemed abandoned as described by law. Abandoned accounts are accounts with no activity in 5 or more years for which we are unable to contact the account owner. |
$60.00 |
| Debit Card Expedited Processing Fee |
$60.00 |
|
| |
|
$1.00 * |
|
| |
|
| Below Minimum Balance Fee |
$3.00 per month** |
|
| |
|
| Account Limitation Fees: |
|
| Excessive Withdrawals |
$15.00 per item |
| Below Minimum Balance Fee |
$5.00 per month if average daily balance falls below $1,000.00. |
|
| |
|
| Below Minimum Balance Fee |
$10.00 per month |
|
- We do not charge for any ATM transactions
conducted by RFCU member's at RFCU ATMs.
- Visa Check Card/Visa Credit Card Replacement
card fee of $5.00 per card, for lost or
stolen card.
- $1.00 fee will be charged for each transaction
conducted on any ATM machine other than
Robins Federal Credit Union machines.
- ACH Non-Post Fee $5.00 per occurrence
|
|
* At the time your account is established, Robins Federal Credit Union, on your behalf, will pay the initial $1.00 Membership Share into a General Ledger Equity Account. This account is a non-transactional, non-earning, notice account and serves only to evidence you membership in the Credit Union. Membership will be terminated six months from the close date of all service(s). Any member with the intent of redeeming their Membership Share must provide a written notice during this six month period. The Credit Union has 60 days from the day we receive your written notice to process your request.
** The fee will be waived if you have one of the account qualifiers.
- Direct Deposit
- Prestige Account
- Advantage Checking Account
- Certificate Account
- Current loan with balance (less than 60 days delinquent)
- Age 18 and under or 55 and up
- Active college student |
|
|
|
|
|
|
|
Fees
