Whether you're saving for your child's education, planning to buy a home, or trying to get out of debt, money management can feel overwhelming. That's why Robins Federal Credit Union has partnered with BALANCE, a financial fitness program that makes it easy for you to get on top of your situation.

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BALANCE provides FREE ACCESS to:

InBalance   A checking account management education program developed specifically for credit unions and their members.

Toll-free Information Line
Certified counselors are available to answer your questions about money management and other personal finance topics. Professional financial advice and information is available Monday through Thursday 8am–11pm, Friday 8am–8pm and Saturday 11am–8pm (EST).

Money Management Counseling
If you’d like to get out of debt, improve your credit or avoid bankruptcy, a counselor can help you design a realistic spending and savings plan. Certified financial counselors help you develop both short and long term financial strategies to overcome challenges and meet your goals.

Debt Management Plan
Consolidate your credit card payments, lower payment amounts, and even reduce or eliminate interest and fees to get out of debt.

Credit Report Review
Creditors, employers and others often use credit reports to assess a person’s financial fitness. A BALANCE counselor will review your credit report with you, making sure you know your rights. They can even provide a low-cost credit report for you.

Housing counseling
Buying a home is one of the biggest financial commitments you'll ever make; counselors can help you make a plan to ensure you're armed with all the knowledge you'll need.