Loans Mortgage Loans
We know how important it is to offer you a wide variety of mortgage loan options that fit your needs. Regardless of whether you are buying a new home, remodeling your present home, refinancing, or building, we have plenty of options with features like:
• Quick Closings
• Competitive Rates
• Special Credit Union Pricing for PMI
• Low Closing Costs
• No Georgia Intangible Taxes*
• .75% Origination**
Mortgage Programs include:
• Fixed Rate Mortgages
• VA Mortgages
• Affordable First (First Time Homebuyers Program)
• FHA Mortgages
• Balloon Mortgages
• Construction Loans
• Adjustable Rate Mortgages
• 12-Year/2-Step Mortgage
• Land Loans
Learn more about our various Mortgage Loan Programs.
Use our free mortgage calculator to determine a payment you can afford, or apply for a mortgage loan today with our online application. Our mortgage checklist will ensure you have everything you need to start the application process.
* Intangible taxes are exempt only on conventional loans.
** Some exclusions apply. Ask for details.
Home Mortgage Disclosure Act Notice:
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications: ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of these data send a written request to P.O. Box 6849, Warner Robins, GA 31095-6849