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Personal  Second Chance Checking

Second Chance Checking

At Robins Federal we are on a mission to deliver Better Banking to everyone. We want to help you get your financial record back on track with our Second Chance Checking account. It includes many of the same great features as our Classic Checking account, but is designed to help rebuild your financial history and put you on the path to a bright financial future. With features including:
  • Minimum opening deposit of $50
  • Low monthly maintenance fee of $10
  • No minimum balance required
  • Unlimited check writing, debit, credit and deposit transactions
  • Descriptive monthly statements
  • Access to 24-Hour Telephone Teller
  • Overdraft protection*
  • FREE VISA® Debit Card
  • FREE Online Services
    - Online Banking (View and print your check images)
    - Mobile Banking
    - e-Statements
    - e-Alerts
  • After 12 months activity with a Second Chance Checking Account, you will be eligible to apply for a Classic Checking

*Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA® as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.

**Bounce Protection is not available for Second Chance Checking Accounts. Members may only establish one Second Chance Checking share per account number.

***Account Disclosure
- Membership Account Agreement- Privacy Notice
- Electronic Funds Transfer Agreement (Reg E)- NCUA - Your Insured Funds
- Funds Availability Policy (Reg CC)- Bounce Protection

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