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FHA Mortgage Loans

FHA Mortgage Loans


The Federal Housing Administration (FHA) Program is designed to promote home ownership by helping you afford your first home. FHA Loans are ideal for first-time buyers, or buyers with less-than-perfect credit. This type of mortgage loan can help you overcome the biggest stumbling blocks to home ownership with lower down payments and more lenient credit qualifications.


  • Purchase or Refinance Options
  • Lower Down Payment
  • Reasonable Debt-to-Income Ratios
  • Lenient Credit Qualifications
  • Option to use Gift Funds
  • No Prepayment Penalties

Why Choose Robins Financial for your Mortgage?

Our mortgage loans offer benefits that can't be beat!

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Local Processing and Underwriting

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Low Closing Costs

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Quick Closings

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Competitive Rates


Use our Mortgage Calculators to help you determine how much you can afford.




*Federally insured by NCUA. Terms and conditions apply; subject to credit approval. Contact the credit union for membership details.*