FHA Mortgage Loans
The Federal Housing Administration (FHA) Program is designed to promote home ownership by helping you afford your first home. FHA Loans are ideal for first-time buyers, or buyers with less-than-perfect credit. This type of mortgage loan can help you overcome the biggest stumbling blocks to home ownership with lower down payments and more lenient credit qualifications.
- Purchase or Refinance Options
- Lower Down Payment
- Reasonable Debt-to-Income Ratios
- Lenient Credit Qualifications
- Option to use Gift Funds
- No Prepayment Penalties
Why Choose Robins Financial for your Mortgage?
Our mortgage loans offer benefits that can't be beat!
Local Processing and Underwriting
Low Closing Costs
Quick Closings
Competitive Rates
Disclosures
*Federally insured by NCUA. Terms and conditions apply; subject to credit approval. Contact the credit union for membership details.*