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Rates & Fees Consumer Loan Rates New & Used Automobiles

Consumer Loan Rates

New & Used Automobiles

Loan Type Term Annual Percentage Rate Comments
New/Current Year
Automobile
(Under 15,000 miles)
  36 mos.
2.19% to 18.00%
 
  48 mos.
2.29% to 18.00%
 
  60 mos.
2.49% to 18.00%
 
  66 mos.
2.49% to 18.00%
Amount Financed > $12,000
  72 mos.
2.99% to 18.00%
Amount Financed > $15,000
  84 mos.
3.99% to 18.00%
Amount Financed > $30,000
Used Automobile
1 - 2 Years Old
(2014 - 2013 - 2012)
  36 mos.
2.39% to 18.00%
 
  48 mos.
2.49% to 18.00%
 
  60 mos.
2.69% to 18.00%
 
  66 mos.
2.69% to 18.00%
Amount Financed > $12,000
  72 mos.
3.29% to 18.00%
Amount Financed > $15,000
Used Automobile
3 - 4 Years Old
(2011 - 2010)
  36 mos.
3.15% to 18.00%
 
  48 mos.
3.20% to 18.00%
 
  60 mos.
3.25% to 18.00%
 
  66 mos.
3.75% to 18.00%
Amount Financed > $12,000

Used Automobile
5 years and older
(2009-2007)

 

  36 mos.
5.25% to 18.00%
Used autos over 7yrs old may be considered with a max term of 36 mos.
  48 mos.
5.50% to 18.00%
 
  60 mos.
5.75% to 18.00%
2009 only,
Amount Financed > $12,000

Contact the Credit Union for further information on applicable fees and terms. Rates as of March 17, 2014. All rates are subject to change. Your actual interest rate may vary depending on your credit history. For all the products and services described herein, conditions and credit approval may apply. Eligibility required.

*Floor rate is 4.00%. The maximum APR that can apply is 18.00%. Prime is a variable rate; as it changes, the APR on your account will also change.

 
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