Rates & Fees Consumer Loan Rates New & Used Automobiles

Consumer Loan Rates

New & Used Automobiles

Loan Type	Term	Annual Percentage Rate	Comments
New/Current Year Automobile (Under 15,000 miles)	36 mos.	2.19% to 18.00%
	48 mos.	2.29% to 18.00%
	60 mos.	2.49% to 18.00%
	66 mos.	2.49% to 18.00%	Amount Financed > $12,000
	72 mos.	2.99% to 18.00%	Amount Financed > $15,000
	84 mos.	3.99% to 18.00%	Amount Financed > $30,000
Used Automobile 1 - 2 Years Old (2013 - 2012 - 2011)	36 mos.	2.39% to 18.00%
	48 mos.	2.49% to 18.00%
	60 mos.	2.69% to 18.00%
	66 mos.	2.69% to 18.00%	Amount Financed > $12,000
	72 mos.	3.29% to 18.00%	Amount Financed > $15,000
Used Automobile 3 - 4 Years Old (2010 - 2009)	36 mos.	3.15% to 18.00%
	48 mos.	3.20% to 18.00%
	60 mos.	3.25% to 18.00%
	66 mos.	3.75% to 18.00%	Amount Financed > $12,000
Used Automobile 5 years and older (2008-2006)	36 mos.	5.25% to 18.00%	Used autos over 7yrs old may be considered with a max term of 36 mos.
	48 mos.	5.50% to 18.00%
	60 mos.	5.75% to 18.00%	2008 only, Amount Financed > $12,000

Contact the Credit Union for further information on applicable fees and terms. Rates as of April 27, 2012. All rates are subject to change. Your actual interest rate may vary depending on your credit history. For all the products and services described herein, conditions and credit approval may apply. Eligibility required.

*Floor rate is 4.00%. The maximum APR that can apply is 18.00%. Prime is a variable rate; as it changes, the APR on your account will also change.