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Affordable First Mortgage Loans

Affordable First Mortgage Loans


We are committed to providing you a first rate mortgage experience. Affordable First, our First Time Homebuyer’s Program, is specifically designed with the best benefits in mind for first time buyers. You can finance up to 97% of the home’s appraised value or purchase price, whichever is less. All Robins Financial Affordable First Mortgages have reduced closings costs with no appraisal fee, credit report fee, or underwriting fees.


  • Up to 100% Financing
  • Reduced Closing Costs
  • No Intangible Tax*
  • Local Underwriting & Processing
  • Reduced Origination Fee**
  • Waived Appraisal and Credit Report Fee**
  • Down Payment Assistance Programs***
  • Special Pricing for Private Mortgage Insurance (PMI)

Why Choose Robins Financial for your Mortgage?

Our mortgage loans offer benefits that can't be beat!

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Local Processing and Underwriting

Low Closing Costs Icon

Low Closing Costs

Quick Closings Icon

Quick Closings

Competitive Rates Icon

Competitive Rates


Use our Mortgage Calculators to help you determine how much you can afford.




*Intangible taxes are exempt only on Conventional and VA loans. Intangible tax applies to FHA and USDA loans. **Some exclusions apply; ask for details. ***Down payment assistance program for First Time Homebuyer Loan is a product of the Federal Home Loan Bank of Atlanta. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program implementation Plan at www.fhlbatl.com for complete product requirements. Federally insured by NCUA. Terms and conditions apply; subject to credit approval. Contact the credit union for membership details.*