Share Certificates & IRA Certificates
If you have funds that you won't need access to right away, why not put them in a Certificate Account? You'll get a higher rate of return, plus the flexibility of setting your term length. Our Certificate Accounts offer competitive rates and flexible terms from 6 months up to 5 years. All you need is a minimum of $500 to start.
Easy Save Share Certificate
Do you want to start investing, but don't have the minimum deposit needed for our other certificate accounts? With just as little as $100, you can take advantage of the Easy Save Share Certificate. This certificate offers a 12-month term along with competitive dividends. Plus, you can add to this certificate at any time.
We're sure to have a certificate to fit your needs. View our Rates and Terms to select the certificate account that is right for you.
Super Saver Certificate
Need an easy way to save for life’s unexpected events? The Super Saver Certificate is the perfect way to start your emergency fund. It’s so easy to get started! You only need a $100 minimum deposit ($5,000 maximum deposit) and you can add to this certificate at any time. This certificate has a 15 month term with a higher dividend as long as you have an active youth or checking account. A higher dividend means your savings will grow faster! Plus, this certificate offers a one-time penalty-free withdrawal so you can access your money when life throws you a curveball. Limited to only one per member.
Change the Way You Save
At Robins Financial, we want to assist you in reaching your savings goals! Our Change the Way You Save program is designed to do just that.
Once you sign up, the amount of every debit card purchase you make will be rounded to the next whole dollar amount and the additional change is transferred to your savings account. Then all you have to do is sit back and watch your savings grow. Sign up for this great savings tool today by stopping by any branch location or contacting our Call Center.
Whether you're saving for a particular purpose or just preparing for the uncertainties of tomorrow, a Robins Financial savings account will help make your money work for you. You won't find a more flexible way to save than our savings account.
With features including:
$25 initial deposit to open a new account
Descriptive quarterly statements
Withdrawals at your local branch
- Minimum balance $100*
- Competitive dividend rate (minimum balance required)
- Access to 24-Hour Telephone Teller**
- Free Digital Services: Digital Banking, e-Statements, e-Alerts
* Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee. View current rate information and see the Rate & Fee Schedule for Below Minimum Balance Fee information.
** Account Limitations - For Savings, IRA Savings and Prestige accounts, no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a pre-authorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.