Savings Accounts

Savings Accounts

  • Whether you're saving for a particular purpose or just preparing for the uncertainties of tomorrow, a Robins Financial savings account will help make your money work for you. You won't find a more flexible way to save than our savings account.

    With features including:


    $25 initial deposit to open a new account


    Descriptive quarterly statements


    Withdrawals at your local branch

    • Minimum balance $100*
    • Competitive dividend rate (minimum balance required)
    • Access to 24-Hour Telephone Teller**
    • Free Digital Services: Digital Banking, e-Statements, e-Alerts

    Change the Way You Save

    At Robins Financial, we want to assist you in reaching your savings goals! Our Change the Way You Save program is designed to do just that.

    Once you sign up, the amount of every debit card purchase you make will be rounded to the next whole dollar amount and the additional change is transferred to your savings account. Then all you have to do is sit back and watch your savings grow. Sign up for this great savings tool today by stopping by any branch location or contacting our Call Center.

    You can open your Savings account online, by phone, or visit any of our branch locations.


  • Disclosures

    * Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee. View current rate information and see the Rate & Fee Schedule for Below Minimum Balance Fee information.
    ** Account Limitations - For Savings, IRA Savings and Prestige accounts, no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a pre-authorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.

At Robins Financial Credit Union, we offer a variety of savings accounts and certificate options to help you meet your savings goals.

Share Certificates & IRA Certificates

If you have funds that you won't need access to right away, why not put them in a Certificate Account? You'll get a higher rate of return, plus the flexibility of setting your term length. Our Certificate Accounts offer competitive rates and flexible terms from 6 months up to 5 years. All you need is a minimum of $500 to start.

Easy Save Share Certificate

Do you want to start investing, but don't have the minimum deposit needed for our other certificate accounts? With just as little as $100, you can take advantage of the Easy Save Share Certificate. This certificate offers a 12-month term along with competitive dividends. Plus, you can add to this certificate at any time.

Super Saver Certificate

Need an easy way to save for life’s unexpected events? The Super Saver Certificate is the perfect way to start your emergency fund. It’s so easy to get started! You only need a $100 minimum deposit ($5,000 maximum deposit) and you can add to this certificate at any time. This certificate has a 15 month term with a higher dividend as long as you have an active youth or checking account. A higher dividend means your savings will grow faster! Plus, this certificate offers a one-time penalty-free withdrawal so you can access your money when life throws you a curveball. Limited to only one per member.

We're sure to have a certificate to fit your needs. View our Rates and Terms to select the certificate account that is right for you.

You can open your Savings account online, by phone, or visit any of our branch locations.

Make saving easier by saving year-round with our Christmas Club Savings Account!

Our Christmas Club Savings Account makes saving easier than ever. Whether you’re saving up for holiday shopping or travel, or other year-end expenses like taxes or insurance, our Christmas Club account has you covered! You can make deposits all year long, then all of the money you have saved up will be automatically deposited into your selected account on November 1.

Deposit funds at your own pace throughout the year, or set up recurring automatic transfers in Digital Banking, and your funds will be ready when you need them!

Let Christmas Club give your budget a boost by helping you save year-round and plan ahead for your expenses.

  • $5 opening deposit
  • Funds available November 1
  • $2 early withdrawal fee before November 1
  • Deposit funds any time

Terms and conditions apply. Only one Christmas Club share account per account number. On November 1st funds will be transferred to an account selected at opening. Maturity auto transfer must be set up at the time the account is established. Funds withdrawn prior to November 1st will be assessed a $2.00 withdrawal fee. Federally insured by NCUA.