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  • Credit Protector Program

    A service available to safeguard your loan

Credit Protector

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Credit Protector is our voluntary debt cancellation program designed to give you peace of mind. If an unexpected crisis occurs, such as death before your loan is paid off, Credit Protector can cancel your eligible loan balance up the the agreement maximum.

In addition, if you become disabled due to a covered illness or injury, or become involuntarily unemployed, Credit Protector can cancel the principal and interest portion of your monthly loan payment up to the agreement maximum.

With Credit Protector, you pay group rates and only buy enough protection to cover your loan balance.

Packages:

Premium Package

Loss of Life, Disability, Unemployment

Single Protection Fee: 

  • $.368 per $100 of outstanding loan balance

Joint Protection Fee: 

  • $.670 per $100 of outstanding loan balance

Deluxe Package

Loss of Life, Disability

Single Protection Fee: 

  • $.212 per $100 of outstanding loan balance

Joint Protection Fee: 

  • $.385 per $100 of outstanding loan balance

Standard Package

Loss of Life

Single Protection Fee: 

  • $.070 per $100 of outstanding loan balance

Joint Protection Fee: 

  • $.128 per $100 of outstanding loan balance