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MyBenefits Checking Account

A MyBenefits checking account from Robins Financial provides benefits you can count on. With MyBenefits, we’ve made it easier than ever to protect your finances, save on everyday purchases, and get more out of life.

With just a $6 monthly maintenance fee, you’ll enjoy access to all the following features and benefits:


IDProtect® - Identity Theft Monitoring and Resolution Service*


$hopping Rewards™

Fuel Rewards

Fuel Rewards®***

  • Up to a $10 per month refund of non-Robins Financial ATM fees
  • Unlimited check writing, debit, credit, and deposit transactions
  • Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
  • Turn your card on/off and more with the Robins Financial Cards App

IDProtect® - Identity Theft Monitoring and Resolution Service*

Monitoring Services include:

  • Single Bureau Credit File Monitoring
    • Daily credit file monitoring and automated alerts of key changes to your Experian credit report
  • Identity Monitoring*
    • Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified
  • Credit Report*
    • Ability to request a single bureau report with Experian data every six months or upon opening an identity theft resolution case
  • Identity Theft Expense Reimbursement**
    • Up to $10,000 Identity Theft Expense Reimbursement** to cover expenses associated with restoring your identity, such as attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records
  • Fully Managed Identity Theft Resolution Services
    • Access to a fraud specialist assigned to manage your case until your identity is restored
  • Debit and Credit Card Registration*
    • Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen
  • Online Identity Theft News Center and valuable phone and web resources
    • Find helpful ways to protect yourself from identity theft, read educational tips, and access valuable online resources and news related to identity fraud and credit

Accidental Death & Dismemberment Insurance**

  • Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance
  • Coverage divides equally on joint accounts and reduces by 50% at age 70

Cell Phone Protection**

  • Receive up to $800 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad
  • Covers up to four phones listed on the cell phone bill
  • $50 deductible per claim
  • Up to two claims and maximum of $1,000 per twelve-month period
  • Cell phone bill must be paid using eligible account

Debit Advantage®

  • Buyers Protection** covers items for 90 days from the date of purchase against accidental breakage, fire, or theft
  • Extended Warranty** extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years
  • Item(s) must be purchased entirely with this account for coverage

Roadside Assistance Service**

  • 24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock out/tire assistance up to $100 per occurrence
  • Maximum of two occurrences per twelve-month period

$hopping Rewards™

  • Receive access to exclusive offers and discounts at thousands of leading online retailers
  • Shop online using our customized shopping portal and receive cash back
  • Cash back can be held in your $hopping Rewards account to use towards future purchases, or conveniently sent to you as a check
  • Registration/activation required. Available via mobile or web

Fuel Rewards®***

  • Savings on fuel purchases at participating Shell stations
  • Registration/activation required

Travel and Leisure Discounts

  • Redeem and print coupons online
  • Access discounts from your mobile device
  • Local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting events, salon services, and more
  • Available via mobile or web

Health Savings Discounts

  • Enjoy savings on prescriptions, dental, and vision – including exams, glasses, contact lenses, etc
  • This is NOT insurance. Registration/activation required


  • Access to 24/7 video or phone visits with U.S.-based board-certified, licensed, and credentialed doctors ready to help with urgent care or mental health for you and your family
  • There are zero copays, plus discounts on prescriptions and lab work
  • This is NOT insurance. Registration/activation required

Looking for more ways to protect your cards? Download our Robins Financial Cards App.

You can open your MyBenefits Checking account today by making an appointment at any of our branch locations.


A $6.00 monthly maintenance fee applies.
Registration/activation required.
* Eligibility: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
** Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. If you wish to name a beneficiary for your accidental death and dismemberment insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account holder, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please visit or call 866-210-0361. Guide to Benefit and insurance documents can be found online at Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
*** Restrictions apply. See for complete Fuel Rewards® program details. See for Gold Status details.
**** Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older.