Stack of credit cards

Balance Transfer

Transfer Your Balance Today!

Transferring your credit card balances is a great way to help you take control of credit card debt. A balance transfer is when you move your existing credit card balance from your current higher rate credit cards to a card with a lower interest rate. Essentially, you are using one card to pay off another, but at a much better interest rate! Consolidating your debt to one card makes it much easier to pay off your current high-interest debt faster with one payment and one low rate. Our Visa® credit cards offer great low rates with no balance transfer fee and benefits that work for you.

Transfer Your Balances

There are a number of benefits for credit card balance transfers. Here are some of the big selling points:

  • Lower interest rate
  • Lower monthly payment
  • Consolidate debt
  • Improve credit score
  • Better terms
  • One easy payment

Check out our video about balance transfers.

If you’re ready to transfer your balances and take control of your credit card debt, we’ve made it easier than ever. Simply log in to Digital Banking, click the Cards menu, select Balance Transfer, complete the form, and that’s it!

Transfer Your Balances

Want to learn more about credit card balance transfers and figuring out if a balance transfer is right for you? We’re here to help! Check out our resources linked below for even more information about credit card balance transfers.