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  • Auto Loans

    Great rates and fast approval on new or used auto loans across Georgia

Auto Loans

Let our dedicated team walk you through the auto buying process and show you how you could save hundreds of dollars on your next purchase. With excellent rates, fewer fees, and convenient payment options, we make purchasing a vehicle easy and affordable.

New Vehicle Loans

Used Vehicle Loans

Refinancing Auto Loans

Electric Vehicle Loans

New Vehicle Loans

Woman sitting in her new car financed with Robins Financial Credit Union

Get a head start on car shopping with an auto loan from Robins Financial Credit Union. With our Auto Calculators, get an estimate on your monthly payment and total cost before you ever step on the lot.

Find Your Car's Value Apply Now

100% financing on new autos

  • No loan processing fees

No pre-payment penalty

  • Convenient payment options

Cost Effective

  • Lower transaction fees
  • Optional dual approval workflow

Used Vehicle Loans

We are proud to offer financing on used vehicles. Use our Auto Calculators to get an estimate on your monthly payment and total cost to finance the vehicle of your choice.

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Happy couple in their car that was financed with Robins Financial Credit Union

Competitive interest rates

  • Borrow up to 100% NADA average retail on used automobiles

No loan processing fees

  • Used auto loan rates apply to models generally up to seven years old

No pre-payment penalty

Refinancing Auto Loans

Young couple speaking with a car salesman

Looking to save on your monthly car payments and get your finances back on track? Consider refinancing your auto loan with Robins Financial. You don't have to settle for your original loan terms, a better option may be within reach.

Find Your Car's Value Apply Now

Refinancing your auto loan means replacing your current loan with a new one, often with better terms. It can be a smart move if your financial situation has improved or if you're struggling to keep up with your monthly payments. A refinance could lower your interest rate, reduce your monthly payment, help you pay off your loan sooner, and save you hundreds - or even thousands - in interest. As with any financial decision, it's important to consider your individual situations and goals before moving forward.

Here is a list of the information you will need to refinance your auto loan with Robins Financial Credit Union:

Proof of income for applicants

Insurance card

Copy of tag receipt or vehicle registration

Georgia Title Fee or GAP Fee if applicable

Copy of driver’s license for all vehicle owners

Copy of original loan contract of current statement from current finance company reflecting interest rate

Electric Vehicle Loans

When it comes to protecting the environment, every little bit helps. That's why we offer competitive electric vehicle loans to reward our members for making the switch to cleaner, more efficient transportation.

Find Your Car's Value Apply Now

Row of electric vehicles at a charging station

Did you know that vehicle exhaust contributes up to 95% of carbon monoxide emissions in cities and roughly 60% of all carbon monoxide emissions nationwide?**

You can help the environment, plus you'll receive a 0.25% rate discount* on your auto loan, if you purchase a new or used vehicle that is designated as all Electric or Plug In Hybrid Electric by the U.S. Department of Energy.

Visit the U.S. Department of Energy website for more information to determine vehicle eligibility.

To qualify for the Electric Vehicle Loan discount, you must do two of the following:

Go Paperless

Sign up to receive your statements electronically with e-Statements. It's safe, secure, and free. Plus, you'll be helping the environment by saving trees.

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Sign up for Direct Deposit

Don't stand in line waiting to deposit your payroll check. It will be automatically deposited into your account with Direct Deposit.

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Set up Automatic Payment Transfers

Have your car payment paid automatically from your account with automatic transfers. You'll never have to wait in line to make your payment.

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