Whether you're new to Robins Financial Credit Union or you're an existing member looking to add another account, opening an account online is easy, secure, and convenient. This step-by-step guide covers everything you'll need when opening an account online. It's so quick, you'll be done in minutes!
1. Select the Account Type
Determining the account’s primary purpose will help you decide which type of account you need to open: a Checking, Savings, or Certificate Account. A checking account is used to cover your day-to-day purchases and offers easy accessibility to funds. A savings account is used to store money that you don’t need right away, such as your emergency savings or savings for an expense like a car, home, or travel. You can easily transfer funds from your savings account to your checking account when the time comes to use the funds. A certificate account is another option to save money for the future and allows you to set money aside for a year or longer, all the while accruing even higher interest than a standard savings account to help your savings grow even more.
2. Gather the Necessary Information
There is information that you will need to provide when opening a new account. The same information is required whether opening an account in a branch or online. Gather your documents and information ahead of time to make the account application process as seamless as possible. You will need:
- A valid driver’s license or other government-issued ID
- Proof of address
- Social Security Number or Tax ID Number
- Your contact information to add to your account profile, including a residential address, phone number, and email address
3. Complete the Application
You are now ready to begin the online account application. Follow the prompts and instructions within the application process, and agree to the account opening disclosures. This will only take a few minutes. You’ll be done before you know it!
4. Fund Your Account
Most accounts require an initial opening deposit and/or a minimum account balance. View the account opening requirements for Checking Accounts as well as Savings and Certificate Accounts to ensure you are able to adequately fund your new account. If you are funding your new account using an existing account from another financial institution, you will need the routing number and account number for that account.
5. You're All Set!
Your new account is now set up and ready to be used and managed anytime, anywhere. Our convenient and secure Digital Banking provides 24/7 access to your account with a number of features that make managing your account even easier. View our Digital Banking Guide to walk through all of the convenient features available to you with step-by-step instructions for all of our products and services.