Checking Accounts

Checking Accounts

Find the account that’s right for you.

At Robins Financial Credit Union, we offer a variety of checking accounts to meet your specific needs.

Show me the most popular accounts for:

  • classic

    Classic Checking

    Flexible and Great Value

    Open an Account

    Excellent value regardless of your balance or how many checks you write.

    advantage

    Advantage Checking

    More Benefits!

    Open an Account

    No-strings attached checking account. Plus, this account actually pays you dividends when you maintain an average daily balance of $10,000 or more.*

  • Initial Deposit

    $25

    $10,000

  • Minimum Balance

    $0

    $10,000

  • Monthly Maintenance Fee

    Yes

  • Access to 24-hour Telephone Teller

    Yes

    Yes

  • Overdraft Protection**

    Yes

    Yes

  • Digital Banking

    Yes

    Yes

  • e-Statements

    Yes

    Yes

  • e-Alerts

    Yes

    Yes

  • Free VisaⓇ Debit Card

    Yes

    Yes

  • Up to a $10 per month refund of non-Robins Financial ATM fees***

    Yes

    Yes

  • Other Benefits

    • Unlimited check writing, debit, credit and deposit transactions
    • Descriptive monthly statements
    • Turn your card on/off and more with the Card Guard App
    • Unlimited check writing, withdrawals and transfers
    • No per-check charges

 You can open your Checking account online, by phone, or visit any of our branch locations.

You can view our Funds Availability Policy Disclosure here.

 

Disclosures

*Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee. Click here for current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information
** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISAⓇ as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.
*** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.

  • classic

    Legacy Checking

    Added Benefits!

    Open an Account

    Designed specifically for those 55 and older.

    classic

    Advantage Checking

    More Benefits!

    Open an Account

    No-strings attached checking account. Plus, this account actually pays you dividends when you maintain an average daily balance of $10,000 or more.*

     

  • Initial Deposit

    $25

    $10,000

  • Minimum Balance

    $0

    $10,000

  • Monthly Maintenance Fee

    Yes

  • Access to 24-hour Telephone Teller

    Yes

    Yes

  • Overdraft Protection**

    Yes

    Yes

  • Digital Banking

    Yes

    Yes

  • Online Bill Pay

    Yes

    Yes

  • e-Statements

    Yes

    Yes

  • e-Alerts

    Yes

    Yes

  • Free VisaⓇ Debit Card

    Yes

    Yes

  • Up to a $10 a month refund of Non-Robins Financial ATM fees***

    Yes

    Yes

  • Other Benefits:

    • Descriptive monthly statements
    • Free Checks****
    • Free Stop Payments
    • Early posting of direct deposits
    • Access to your account at shared service centers across the country
    • Nationwide ATM network including over 55,000 surcharge free ATMs. Find one near you with our Locator search tool.
    • Turn your card on/off and more with the Card Guard App
    • Unlimited check writing, withdrawals and transfers
    • No per-check charges

You can open your Checking account online, by phone, or visit any of our branch locations.

You can view our Funds Availability Policy Disclosure here.

Disclosures

* Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee. Click here for current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information.
** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA® as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.
*** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
**** Safety checks only.

  • classic

    MyMoney MyWayⓇ

    Offers NSF Forgiveness

    Open an Account

    MyMoney MyWay® accounts help young adults ages 16 to 26 establish good financial habits early.

     classic

    Classic Checking

    Flexible and Great Value

    Open an Account

    Excellent value regardless of your balance or how many checks you write.

  • Initial Deposit

    $25

    $25

  • Minimum Balance

    $0

    $0

  • Monthly Maintenance Fee

  • Access to 24-hour Telephone Teller

    Yes

    Yes

  • Overdraft Protection*

    Yes

    Yes

  • Digital Banking

    Yes

    Yes

  • Online Bill Pay

    Yes

    Yes

  • e-Statements

    Yes

    Yes

  • e-Alerts

    Yes

    Yes

  • Free VisaⓇ Debit Card

    Yes

    Yes

  • Up to a $10 a month refund of Non-Robins Financial ATM fees**

    Yes

    Yes

  • Other benefits

    • Free 1st box of checks
    • Up to 2 NSF fee refunds per year
    • Free Account Opening Gift
    • Ability for parents to transfer online from their account to a MyMoney MyWay® Account
    • Access to your account at shared service centers across the country. To look up a location or ATM near you, use our locator search tool.
    • Check out our Good Grades Rewards Program, available to high school and college students.
    • Turn your card on/off and more with the Card Guard App
    • Unlimited check writing, debit, credit and deposit transactions
    • Descriptive monthly statements

You can open your Checking account online, by phone, or visit any of our branch locations.

You can view our Funds Availability Policy Disclosure here.

Disclosures

*Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA® as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.
** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.

  • classic

    My$ta$h

    First Checking Account

    A special account designed for teens ages 12 to 15 and a great way to start teens on the path to financial independence.*

  • Initial Deposit

    $25

  • Minimum Balance

    $0

  • Monthly Maintenance Fee

    $0

  • Free VisaⓇ Debit Card with Daily Transaction Limits

    Yes

  • Digital Banking

    Yes

  • Online Bill Pay

    Yes

  • e-Statements

    Yes

  • e-Alerts

    Yes

  • Other Benefits

    • Financial Guidance & Education to learn good financial habits.
    • Turn your card on/off and more with the Card Guard App

You can open your checking account at any of our branch locations.

You can view our Funds Availability Policy Disclosure here.

 

Disclosures

*Parent or guardian must be joint on this account and a current member. My$ta$h checking accounts are for those ages 12-15.