You can open your Checking account online, by phone, or visit any of our branch locations.
Find the account that’s right for you.
At Robins Financial Credit Union, we offer a variety of checking accounts to meet your specific needs.
Show me the most popular accounts for:
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Classic Checking
Flexible and Great Value
Excellent value regardless of your balance or how many checks you write.
Advantage Checking
More Benefits!
No-strings attached checking account. Plus, this account actually pays you dividends when you maintain an average daily balance of $10,000 or more.*
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Initial Deposit
$25
$10,000
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Minimum Balance
$0
$10,000
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Monthly Maintenance Fee
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Access to 24-hour Telephone Teller
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Overdraft Protection**
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Digital Banking
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e-Statements
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e-Alerts
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Free VisaⓇ Debit Card
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Up to a $10 per month refund of non-Robins Financial ATM fees***
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Other Benefits
- Unlimited check writing, debit, credit and deposit transactions
- Descriptive monthly statements
- Unlimited check writing, withdrawals and transfers
- No per-check charges
Disclosures
*Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee. Click here for current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information
** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISAⓇ as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.
*** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
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Advantage Checking
More Benefits!
No-strings attached checking account. Plus, this account actually pays you dividends when you maintain an average daily balance of $10,000 or more.*
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Initial Deposit
$25
$10,000
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Minimum Balance
$0
$10,000
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Monthly Maintenance Fee
-
Access to 24-hour Telephone Teller
-
Overdraft Protection**
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Digital Banking
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Online Bill Pay
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e-Statements
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e-Alerts
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Free VisaⓇ Debit Card
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Up to a $10 a month refund of Non-Robins Financial ATM fees***
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Other Benefits:
- Descriptive monthly statements
- Free Checks****
- Free Stop Payments
- Early posting of direct deposits
- Access to your account at shared service centers across the country
- Nationwide ATM network including over 55,000 surcharge free ATMs. Find one near you with our Locator search tool.
- Unlimited check writing, withdrawals and transfers
- No per-check charges
You can open your Checking account online, by phone, or visit any of our branch locations.
Disclosures
* Minimum Balance - This balance is required to obtain the stated Annual Percentage Yield (APY) for the dividend period and to avoid the Below Minimum Balance Fee. Click here for current rate information. See the Rate & Fee Schedule for Below Minimum Balance Fee information.
** Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA® as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.
*** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
**** Safety checks only.
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MyMoney MyWayⓇ
Offers NSF Forgiveness
MyMoney MyWay® accounts help young adults ages 16 to 26 establish good financial habits early.
Classic Checking
Flexible and Great Value
Excellent value regardless of your balance or how many checks you write.
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Initial Deposit
$25
$25
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Minimum Balance
$0
$0
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Monthly Maintenance Fee
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Access to 24-hour Telephone Teller
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Overdraft Protection*
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Digital Banking
-
Online Bill Pay
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e-Statements
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e-Alerts
-
Free VisaⓇ Debit Card
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Up to a $10 a month refund of Non-Robins Financial ATM fees**
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Other benefits
- Free 1st box of checks
- Up to 2 NSF fee refunds per year
- Free Account Opening Gift
- Ability for parents to transfer online from their account to a MyMoney MyWay® Account
- Access to your account at shared service centers across the country. To look up a location or ATM near you, use our locator search tool.
- Check out our Good Grades Rewards Program, available to high school and college students.
- Unlimited check writing, debit, credit and deposit transactions
- Descriptive monthly statements
You can open your Checking account online, by phone, or visit any of our branch locations.
Disclosures
*Overdraft Protection - Gives you peace of mind and security should you ever overdraw your account. Overdrafts will automatically transfer available funds to your checking account from your savings account or you may qualify for a line of credit loan or VISA® as another convenient option. To receive this service, ask a representative when opening your account. See the Rate & Fee Schedule for Overdraft Protection Fee information.
** Must have qualifying checking account in good standing. ATM refund will be paid monthly at the end of the month.
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My$ta$h
First Checking Account
A special account designed for teens ages 12 to 15 and a great way to start teens on the path to financial independence.*
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Initial Deposit
$25
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Minimum Balance
$0
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Monthly Maintenance Fee
$0
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Free VisaⓇ Debit Card with Daily Transaction Limits
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Digital Banking
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Online Bill Pay
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e-Statements
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e-Alerts
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Other Benefits
- Financial Guidance & Education to learn good financial habits.
You can open your checking account at any of our branch locations.