View the applicable fees for our consumer accounts.
| Fee Type | Amount |
|---|---|
| Bounce Protection Overdraft: Checks, ACH, Transactions not listed below | $25.00 (each submission/resubmission) |
| Point of Sale and ATM withdrawals : $50.01 or greater negative account balance | $25.00 (each submissions/resubmission) |
| Overdraft Protection | $3.00/item |
| Stop Payment | $25.00 per request |
| Check Printing | Prices vary depending on style |
| Check Copy | $2.00 per item |
| Returned Deposits | $25.00 per item |
| Statement Copy | $0.25 per copy |
| Account Research | $12.00 per hour, plus copy fee |
| Collection Item | $20.00 per item |
| Wire (Incoming) | $0.00 |
| Wire (Outgoing) | $15.00 per transfer |
| Wire (foreign) | $35.00 per transfer |
| Code Wire | $8.00 per transfer |
| Check Cashing | $5.00 per item** |
| Official Check | $3.00 per check |
| Money Order | $2.00 per money order |
| Inactive Account Fee | $3.00 per month after 2 years of inactivity |
| Escheat Account Processing Fee | $60.00 |
| Debit Card Expedited Processing Fee | $60.00 |
| Visa Debit/Credit Card Replacement Fee | $5.00 per card |
| Prestige Money Market Account Fees | |
| Excessive Withdrawals | $15.00 per item |
| Below Minimum Balance Fee | $5.00 per month |
| Savings Account Fees | |
| Below Minimum Balance Fee | $3.00 per month** |
| Christmas Club Account Fees | |
| Early Withdrawal | $2.00 per withdrawal |
| Advantage Checking Account Fees | |
| Below Minimum Balance Fee | $10.00 per month** |
| Second Chance Checking Account Fees | |
| Monthly Service Charge | $10.00 per month |
| Electronic Funds Transfer Fees | |
| We do not charge for ATM transactions conducted by RFCU members at RFCU ATMs. | |
| $1.00 fee will be charged for each transaction or balance inquiry conducted on any ATM machine other than Robins Financial Credit Union machines. Conducting multiple balance inquiries or transactions or a combination of both during the same ATM session will result in the assessment of multiple fees. | |
| ACH Non-Post Fee | $5.00 per occurrence |
| Share Value | |
| *Par Value of One Share | $1.00 |
| *At the time your account is established, Robins Financial Credit Union, on your behalf, will pay the initial $1.00 Membership Share into a General Ledger Equity Account. This account is a non-transactional, non-earning, notice account and serves only to evidence your membership in the Credit Union. Membership will be terminated six months from the close date of all service(s). Any member with the intent of redeeming their Membership Share must provide a written notice during this six month period. The Credit Union has 60 days from the day we recieve your written notice to process your request. | |
**The fee will be waived if you have one of the account qualifiers.
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If you have questions or require current rate and fee information on your accounts, please call the Credit Union. Fees are subject to change.