Consumer Fees
Rates Table
| Service Fees | Amounts |
|---|---|
| Bounce Protection Overdraft: | $25.00 |
| Checks, ACH, and Transactions not listed below | |
| Point of Sale and ATM withdrawals (tiered) | |
| Less than $50.00 of negative account balance: | $10.00 |
| $50.01 or greater negative account balance: | $25.00 |
| Overdraft Protection | $3.00 per item |
| NSF Fee | $25.00 per item |
| Stop Payment | $25.00 per request |
| Check Printing | Prices may vary depending on style |
| Check Copy | $2.00 per item |
| Returned Deposits | $25.00 per item |
| Statement Copy | $.25 per page |
| Account Research | $12.00 per hour, plus copy fee |
| Collection Item | $20.00 per item |
| Wire (Incoming) | $0.00 |
| Wire (Outgoing) | $15.00 per transfer |
| Wire (International) | $35.00 per request |
| Code Wire | $8.00 per transfer |
| Check Cashing Fee | $5.00 per item ** |
| Check Cashing Fee charged only if member does not have an account balance to cover the amount of check or does not have an account qualifier. | |
| Official Check | $3.00 per check |
| Money Order | $2.00 per money order |
| Inactive Account Fee | $3.00 per month, after 2 years of inactivity. |
| Escheat Account Processing Fee (Abandoned Account Fee) | $60.00 |
| Assessed only on accounts deemed abandoned as described by law. Abandoned accounts are accounts with no activity in 5 or more years for which we are unable to contact the account owner. | |
| Debit Card Expedited Processing Fee | $60.00 |
| Account Fees | |
| Savings Account Fees | |
| Below Minimum Balance Fee | $3.00 per month** |
| Prestige Money Market Account Fees | |
| Account Limitation Fees: | |
| Excessive Withdrawals | $15.00 per item |
| Below Minimum Balance Fee | $5.00 per month if average daily balance falls below $1,000.00. |
| Electronic Funds Transfer Fees | |
| We do not charge for any ATM transactions conducted by Robins Financial member's at Robins Financial ATMs. | |
| Visa Check Card/Visa Credit Card Replacement card fee of $5.00 per card, for lost or stolen card. | |
| $1.00 fee will be charged for each transaction conducted on any ATM machine other than Robins Federal Credit Union machines. | |
| ACH Non-Post Fee $5.00 per occurrence | |
| Advantage Checking Account Fees | |
| Below Minimum Balance Fee | $10.00 per month |
** The fee will be waived if you have one of the account qualifiers.
- Direct Deposit
- Prestige Account
- Advantage Checking Account
- Certificate Account
- Current loan with balance (less than 60 days delinquent)
- Age 18 and under or 55 and up