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New & Used Automobile Rates

Current rates for new and used auto loans at Robins Financial. Apply online or at any of our 24 Georgia locations.

New/Current Year Autos (under 15,000 miles)

TermAPR*Comments

Up to 60 months

as low as 4.10%

2026 under 15,000 miles

Up to 72 months

as low as 5.00%

2026 under 15,000 miles

Up to 84 months

as low as 5.80%

2026 under 15,000 miles

 

Used Autos (1-3 years old)

TermAPR*Comments

Up to 60 months

as low as 4.35%

2026-2023

Up to 66 months

as low as 5.00%

2026-2023 greater than $12,000

Up to 72 months

as low as 5.50%

2026-2023 greater than $15,000

Up to 84 months

as low as 6.00%

2026-2023 greater than $30,000 under 40,000 miles

 

Used Autos (4-8 years old)

TermAPR*Comments

Up to 60 months

as low as 6.00%

2022-2018

Up to 66 months

as low as 6.50%

2022-2018 greater than $12,000

Up to 72 months

as low as 7.00%

2022-2018 greater than $20,000 under 80,000 miles

 

Whether your purchasing a new or used vehicle, or if you’re interested in refinancing your current auto loan, you’ll find some of the lowest rates to help you put more money in your pocket. Apply online, at any of our branch locations, or by phone at 478-923-3773 or toll free at 800-241-2405.

**Used autos over 7 years old may be considered with a max term of 36 months.

*Annual Percentage Rate. Contact the Credit Union for further information on applicable fees and terms. Rates as of October 14, 2026. All rates are subject to change. Your actual interest rate may vary depending on your credit history, collateral, term, and loan to value. For all the products and services described herein, conditions and credit approval may apply. Eligibility required.