Turn Your Home's Equity Into Opportunity

*Annual Percentage Rate. Offer good only on a new Home Equity Line of Credit. All advances must be completed within 60 days of the date of closing in order to take advantage of the promotional rate.  The 4.99% APR is guaranteed for 12 billing cycles after the date of the last advance within the promotional period and will convert to a variable rate thereafter. Advances made after the 60-day promotional period will be subject to the applicable variable rate. The APR is variable based on the prime rate as published in the Wall Street Journal plus or minus a margin with a minimum APR of 4.00% and maximum APR of 18.00%. The margin is based on the applicant’s credit history and combined loan to value. The current variable APR as of 09/01/2026 is between 5.75% and 6.75%. Property insurance is required for the duration of the loan. Available equity is based upon the current assessed value of the property. Robins Financial Credit Union will maintain a security interest on the property securing the account. Closing costs may be waived if initial advance of $5,000 or more is made at the time of closing. The closing costs are estimated to begin between $200.00 and $700.00. Maximum Loan-to-Value is 100%. Not available for Business Accounts.  Some restrictions apply. Offer only valid from September 1, 2026, through October 31, 2026. Subject to membership eligibility, credit approval, and other loan terms and conditions.