Knowledge Center

When you’re in the market for a new or used car, you’re probably thinking about financing the vehicle. While dealerships make their own financing programs seem attractive, it’s always a good idea to shop around for the best auto loan rates – starting with local credit unions. Credit unions are often able to provide better rates and service than …

One of the most costly and time-consuming forms of theft is identity theft. This happens when someone who isn’t you is able to gain access to your identifying information – including your Social Security Number, financial account information, credit card information, and more. One of the worst parts about identity theft is most people won’t know …

Your credit utilization ratio, also known as your debt to credit ratio, measures the amount of available credit you use compared to your credit limits. Your credit utilization ratio has a big influence on your credit score – it accounts for 30% of your credit score calculation. It isn’t a bad thing to use the credit you have; you just need to be …

As technology becomes more ingrained in our day-to-day lives, so does our risk of being exposed to possible hacks and breaches of the data we put online. Thankfully, there are several steps you can take to increase your online protection and guard yourself against future breaches or if you have been targeted in the past. Your security online is a …

Life is full of surprises – and not always the good kind. Cars break down. Roofs leak. People get sick. Accidents happen. No matter what the unexpected situation is, it can certainly put a damper on your finances.Thankfully, you have several options if you need money in a pinch and don't have an emergency fund. While the ideal option would be to …