Chip Enabled Card Technology

Robins Financial Credit Union Visa® Debit and Credit Cards now come with built-in chip technology.

These new cards are not only more secure – they’re also easy to use.

Receive enhanced security. When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Enjoy global acceptance. More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa® Credit Cards are accepted. Plus, continue to use your card online and by phone.

Chip-activated terminals are coming to certain U.S. retailers this year – and more locations in the years to come. If a merchant cannot accept chip transactions, simply swipe your card to pay.

If a chip-activated terminal is available, follow these easy steps:

  • Insert the chip end of your card into the terminal with the chip facing up.
  • Keep your card in the terminal and follow the prompts on screen.
  • Remove your card when prompted and take your receipt. You may need to sign for your purchase.
  • Each merchant may handle these transactions a little differently, so its best to seek assistance from the merchant when needed.