FICO® Scores
A FICO® Score is a widely used type of credit score that helps lenders assess an individual’s creditworthiness. It is a three-digit number, typically ranging from 300 to 850, derived from information in credit reports. The higher the score, the less risk the individual is perceived to be to lenders.
What does that mean to me?
Building knowledge about your FICO® Score puts you in a stronger position to improve your financial health.
With this in mind, Robins Financial has incorporated a feature in Digital Banking that allows eligible members to view their FICO® Score for free!
Here's how it works
If you are a Robins Financial member and you have an active checking account or a Visa® credit card with us, you are now able to access and view your FICO® Score online when you login to your account.
What happens next?
When Robins Financial receives updated FICO® Scores as part of our normal business processes, the score will be refreshed within Digital Banking. A notification tile will appear on the Account Summary page when you log in.
Clicking the notification tile will take you to your FICO® Score , based on Experian data. This is the version of the FICO® Score used by Robins Financial. You will be able to view your current score along with additional details that explain the factors influencing it.
FAQs
Use the links below for an in depth guide to understanding your FICO® Score, as well as some frequently asked questions:
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Disclosures
FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
FICO® Scores and associated educational content are provided solely for your own non-commercial personal review use and benefit.
Robins Financial Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Robins Financial Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
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