Knowledge Center

You’ve heard about credit scores before, but what do you actually know about them? How long have they been around? How do you check them? How are they calculated? We’re here to help you answer these questions and more. What is a Credit Score?A credit score is a number (usually between 300 and 850) that represents your creditworthiness. It’s a …

When shopping for a new car, many buyers accept the loan package they are offered at the dealership. While car dealerships make their own financing programs seem appealing and it’s certainly convenient at the time, you may later come to regret the terms of your loan package. Once you’re down the road of making payments, you may realize the interest …

As your trusted financial partner, we are committed to keeping our members safe and protected from fraud. Your online security is a top priority for us, and while we have numerous security measures in place, our protections go even farther when we have your help. You can defend yourself and your credit union from unnecessary risk by following these …

Throughout this past year, many of us have had to turn to credit cards to help make ends meet. If you have balances on multiple credit cards, transferring your balances to one card allows you to consolidate your credit card debt and simplify your monthly bills with one easy payment. Ideally, with a much lower interest rate. Transferring your …

If you’re currently struggling to make your car loan payments each month or if you want to take advantage of lower interest rates, refinancing can help you save money on your car loan. Refinancing your loan essentially replaces your existing car loan with a new one that can help you save money with a lower interest rate and lower monthly payment. …