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Knowledge Center

What is Amortization?

July 21, 2021

If you are in the process of applying for a mortgage loan or if you already have a mortgage, you’ve probably heard the term “amortization” at some point in your mortgage journey. Amortization is an accounting term. In terms of a mortgage loan, amortization means that your loan payments will be spread out over time. Your loan balance is split up …

Is It Better to Save First, Pay Off Debt, or Both?

July 14, 2021

Like everyone, you have financial goals you want to achieve someday. Maybe it’s buying a car, buying or building a home, saving for college, taking a trip abroad, starting your own business, or saving for retirement. Like many people, you may also have debt that seems to get in the way of saving for your financial goals, whether it’s credit cards, …

What You Need to Know About the Child Tax Credit

July 7, 2021

The IRS recently announced that they will soon begin disbursing payments for the new monthly child and dependent care tax credit payments. The American Rescue Plan Act of March 2021 allowed for the expansion of the credit. We are here to help you learn more by answering the questions you may have about the child tax credit.Do I qualify for the …

Building a Back-to-School Budget

June 30, 2021

Back-to-school season is almost upon us. Whether you or your children are learning from home or in the classroom, school supplies and college essentials can take up a big chunk of your budget. While back-to-school shopping is an exciting time for little ones, it can be a stressful time for adults. Even though some of the basic individual items like …

How Credit Unions Help You Protect Your Accounts

June 23, 2021

At Robins Financial, we are committed to keeping our members and their accounts secure and protected. Safeguarding member information is a top priority for us. In addition to the advanced security measures we have in place to protect you, we also offer a variety of features that help you monitor your accounts so you can stay on top of your finances …