A Variety of Home Loans for All Kinds of Homebuyers
There are so many home financing options available, including VA and USDA mortgage loans, FHA home loans, and programs for first time home buyers. Robins Financial can help you finance your home purchase anywhere in Georgia online, by phone, or in one of our convenient branch locations.
Finding the right home is the most important part of buying a house. Finding the right mortgage is just as important to set a solid foundation for successful home ownership. We have tools, like mortgage calculators, along with other information and expertise to help you with the decisions you need to make along the way.
Special Credit Union
pricing for PMI
Mortgage Loans We Offer
We offer a variety of mortgage loan types to fit your unique needs. As your trusted financial partner, we're here to help you choose which loan works best for you.
Our special loan program for First Time Home Buyers.
The interest rate remains the same over the life of the loan.
The low rate is fixed for the first portion of the loan term, and then becomes adjustable annually.
For those who qualify; our VA Mortgages feature competitive rates and no down payments.
For those who qualify; The Federal Housing Administration (FHA) Program is designed to promote home ownership.
For those who qualify; USDA Mortgage Loans provide up to 100% financing in rural areas.
For those who are looking to purchase or refinance a rental home investment property.
Finance up to 90% of appraised value at an adjustable 9-month rate.
Lot and Land
Fixed rate loan options for land purchases.
*Intangible taxes are exempt only on Conventional and VA loans. Intangible tax applies to FHA and USDA loans. **Some exclusions apply; ask for details. ***Down payment assistance program for First Time Homebuyer Loan is a product of the Federal Home Loan Bank of Atlanta. Please see Federal Home Loan Bank of Atlanta’s Affordable Housing Program implementation Plan at www.fhlbatl.com for complete product requirements. Federally insured by NCUA. Terms and conditions apply; subject to credit approval. Contact the credit union for membership details.*