News

  • How Credit Unions Help You Protect Your Accounts

    At Robins Financial, we are committed to keeping our members and their accounts secure and protected. Safeguarding member information is a top priority for us. In addition to the advanced security measures we have in place to protect you, we also offer a variety of features that help you monitor your accounts so you can stay on top of your finances and not be caught off guard by fraudulent activity on your account. Here are a few of the tools we provide to help you keep your accounts safe:

    Digital Banking

  • Benefits of Balance Transfers

    Many of us begin with “starter” credit cards when we want to build credit as young adults. However, as we establish our credit history and build up our savings, lenders become more willing to approve for credit cards that offer competitive rates and other perks like rewards for spending. Transferring your existing debt to one card with a balance transfer is a great way to help you pay down high-interest debt and improve your credit score.

  • Protecting Your Identity Online

    Making purchases online has become simple and quick, but you want to be sure you’re protecting yourself before you hit “confirm purchase.” If the wrong people gain access to your accounts, you might find yourself with a lot less money than you thought. Here are some steps you can take to help make sure that doesn’t happen:

  • Can You Buy a Home While Paying Off Student Loans?

    If you have student loan debt, you are certainly not alone. But like many young adults, you may also want to buy your first home. Buying a home is considered a financial rite of passage, but those with lingering student loan debt may be left wondering how their debt will impact their ability to achieve their financial goals. The right financial move for you depends on a number of individual factors, so you’ll need to take a look and see what effect your student loan debt can have on your ability to buy a home.

  • Credit Card Myths

    Credit cards are a great tool to help you establish financial responsibility and build your credit. But if you don’t use your cards wisely, you could end up damaging your credit. Unfortunately, there is a lot of misinformation out there when it comes to credit cards and how you should use them. Here are some common myths about credit cards cleared up so you can ensure you’re using your cards responsibly:

    Checking Your Credit Report Will Lower Your Credit Score

  • Rebuilding Your Budget After a Financial Setback

    The COVID-19 pandemic has had significant impact on many of our budgets. These times of financial uncertainty can sometimes lead us to make bad financial decisions. Feelings of stress can cause us to make emotional knee-jerk reactions that can ultimately make it even harder for us to recover. If your finances have taken a hit and become stretched thin, then now is a good time to assess where you can make changes to help minimize the impact and get you back on track.

    These budget rebuilding tips can help you make the most of your finances as you recover from a loss or setback.

  • Preventing Card Fraud

    Credit and debit card information is some of the most frequently compromised by theft or data breaches. Card fraud can occur online, from data breaches, through phone and email scams, by card theft and even mail theft. It’s important to protect your cards and anywhere else your card information can be found so you can reduce your risk of card fraud. We have stringent security measures in place to protect your card information, but our protections go even farther when we have your help. Here are some ways you can defend yourself against card fraud: