Upgrade Your Home with a Home Improvement Loan
Do you have home improvement projects you’ve been dreaming of, but aren’t sure how to make them a reality? Or do you want to upgrade your home, but don’t know where to start? We’re here to help! Whether you’re a home improvement pro or a first-timer, our new Home Improvement Loan can make your home improvement dreams come true without putting a huge dent in your budget. Here are some improvements that will make your home more enjoyable to live in now and also add value to your home so that your investment pays off big time.
Basic Fixes
Think of the repairs you’ve been meaning to make, but haven’t gotten around to. This can include things like repairing leaky faucets and plumbing, fixing creaky floors or mending any cracks or chips in your flooring, and replacing baseboards and crown molding. These fixes to get everything in proper working condition reflect that your home has been properly cared for and can help breathe new life into your home.
New Paint
Never underestimate the power of a fresh coat of paint! This simple improvement can drastically affect the atmosphere of a room or your entire home. And it’s not just limited to walls; you can even freshen up the paint on your doors and casings, trim and baseboards.
Upgraded Lighting
Replacing the lighting fixtures in your kitchen, dining area, bathrooms, and the ceiling fan light fixtures in your living areas and bedrooms can go a long way to elevate the look and feel of your home. These simple swaps of upgraded fixtures can instantly modernize the feel of your home.
Bathroom Upgrades
It’s no secret that bathroom and kitchen remodels will get you the highest return on your investment. A new tub or shower, new tile flooring, and new cabinets and countertops are excellent ways to renovate the space. Even if you don’t have a need for a full bathroom remodel, there are several upgrades you can make that will add value to your home. Repainting or re-staining the cabinets and replacing the hardware and swapping out the mirror can refresh the room. Even something as simple as upgrading to a deluxe shower head or installing a new light fixture can update the look of a dated bathroom.
Kitchen Upgrades
Like bathroom updates, kitchen updates have a high return on investment. So much time is spent in the kitchen, so upgrading this space pays off both in the long run and for you to enjoy now. You can modernize your kitchen by upgrading to new countertops, new cabinets, fresh flooring, and swapping to al matching appliances. Smaller changes can still give your kitchen an updated feel and add value to your home. Giving your cabinets a fresh coat of stain or paint and updating the hardware can work wonders.
Create Usable Space
Converting spaces like your attic or basement into usable space can also bring a high return on investment. You don’t need to create a full in-home gym for the space to be considered functional. Just having an extra place that can be used for other purposes such as a home office, guest room, or additional living area can add value to your home and is a worthy improvement.
Curb Appeal
A well-maintained exterior can instantly improve the look and feel of your home and provide a valuable first impression. Minor landscaping like removing weeds, mowing the lawn, and trimming and maintaining weeds and hedges will improve your home’s cosmetic charm. You can add new plants around your home and yard if you want to take your landscaping even farther. Other steps you can take to enhance your home’s curb appeal include installing a new front door, upgrading your garage door, and replacing your shutters. You can also repaint these items if they are still in good shape and you just want a refreshed look.
Replace Windows
Swapping out to new windows is another great way to add value to your home. It also improves the lighting in your home as well as your energy efficiency. Plus, they look great and are much easier to clean!
Energy Efficiency
Improving your home’s energy use means lower utility bills, which is a win for any homeowner. In addition to replacing your windows, other ways to reduce your energy consumption (and your bills!) include replacing your thermostat, water heater, and other major appliances to more energy-friendly models. And when you take care of basic fixes around your home and replace burned out lightbulbs, go ahead and make the switch to energy efficient bulbs, like LEDs.
Outdoor Space
Decks and patios are seen as extensions of the living space, so adding or expanding a deck or patio provides even more space to enjoy your home. Adding a pool is another great improvement that creates an additional place to play and have fun. Having an outdoor space to enjoy is a valuable improvement and asset to your home.
If you’re ready to make your home improvement dreams come true, our new Home Improvement Loan could be right for you! Apply online, by phone, or set up an appointment at any of our branch locations.
At Robins Financial Credit Union, our mission is to enhance the financial well-being of our members and community. We honor this commitment by providing educational content to help you make the most of your finances. Read our other blog articles to help you gain the financial knowledge you need to succeed.