Business Fees

Business Fees

View the applicable fees for our business accounts

Fee Type Amount
Overdraft Protection $3.00 per item
NSF Fee $25.00 per item
Stop Payment $25.00 per request
Check Printing Prices may vary depending on style
Check Copy $2.00 per item
Returned Deposit $25.00 per item
Statement Copy $0.25 per page
Account Research $12.00 per hour, plus copy fee
Collection Item $20.00 per item
Wire (Incoming) $15.00 per transfer
Wire (Outgoing) $15.00 per transfer
Wire (Foreign) $35.00 per transfer
Code Wire $8.00 per transfer
Official Check $3.00 per check
Money Order $2.00 per order
Inactive Account Fee $3.00 per month after 2 years of inactivity
Escheat Account processing Fee $60.00
Debit Card Expedited Processing Fee $60.00
Visa Debit/Credit Card Replacement Fee $5.00 per card
Savings Account Fees
Below Minimum Balance Fee $7.00 per month
Prestige Money Market Account Fees
Excessive Withdrawals $15.00 per item
Below Minimum Balance Fee $5.00 per month
Account Limitations:
Business Savings and Prestige Money Market
For Savings and Prestige accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. For checking accounts, no account limitations apply.
Value Business Checking
Items in excess of 500 will be assessed a $.25 per item fee. Any debit or credit within the deposit account will be treated as an item for assessment purposes. Each item within a bulk depsoit will be treated individually.
Custom Business Checking
Draft Charge $0.10 per item
Checks Received Charge $0.08 per item
On Us Item Change $0.05 per item
ACH Debit Charge $0.10 per item
ACH Credit Charge $0.08 per item
ACH Origination Debit Charge $0.10 per item
ACH Origination Credit Charge $0.08 per item
Electronic Funds Transfer Fees
We do not charge for ATM transactions conducted by RFCU members at RFCU ATMs.
$1.00 fee will be charged for each transaction or balance inquiry conducted on any ATM machine other than Robins Financial Credit Union machines. Conducting multiple balance inquiries or transactions or a combination of both during the same ATM session will result in the assessment of multiple fees.
ACH Non-Post Fee $5.00 per occurrence
Share Value
*Par Value of One Share $1.00
*At the time your account is established, Robins Financial Credit Union, on your behalf, will pay the initial $1.00 Membership Share into a General Ledger Equity Account. This account is a non-transactional, non-earning, notice account and services only to evidence your membership in the Credit Union.

Membership will be terminated six months from the close date of all service(s).

Any Member with the intent of redeeming their Membership Share must provide a written notice during this six month period. The Credit Union has 60 days from the day we receive your written notice to process your request.


If you have questions or require current rate and fee information on your accounts, please call the Credit Union. Fees are subject to change.