View the applicable fees for our business accounts
| Fee Type | Amount |
|---|---|
| Overdraft Protection | $3.00 per item |
| Stop Payment | $25.00 per request |
| Check Printing | Prices may vary depending on style |
| Check Copy | $2.00 per item |
| Statement Copy | $0.25 per page |
| Account Research | $12.00 per hour, plus copy fee |
| Collection Item | $20.00 per item |
| Wire (Incoming) | $15.00 per transfer |
| Wire (Outgoing) | $15.00 per transfer |
| Wire (Foreign) | $35.00 per transfer |
| Code Wire | $8.00 per transfer |
| Official Check | $3.00 per check |
| Money Order | $2.00 per order |
| Inactive Account Fee | $3.00 per month after 2 years of inactivity |
| Escheat Account processing Fee | $60.00 |
| Debit Card Expedited Processing Fee | $60.00 |
| Visa Debit/Credit Card Replacement Fee | $5.00 per card |
| ACH Origination | |
| Monthly Fee | $20.00 |
| Return Item Fee | $3.00 |
| Reversal Fee/Per Item | $1.00 |
| Reversal Fee/Per File | $20.00 |
| Same Day ACH Fee/Per Item | $1.00 |
| Same Day ACH Fee/Per File | $7.50 |
| Positive Pay | |
| Monthly Fee | $30.00 |
| Per Item Fee | $0.05 |
| Per Exception Item Fee | $2.00 |
| Savings Account Fees | |
| Below Minimum Balance Fee | $10.00 per month |
| Prestige Money Market Account Fees | |
| Excessive Withdrawals | $15.00 per item |
| Below Minimum Balance Fee | $5.00 per month |
| Account Limitations: Business Savings and Prestige Money Market |
|
| For Savings and Prestige accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed. For checking accounts, no account limitations apply. | |
| Classic Business Checking | |
| Items in excess of 250 will be assessed a $.25 per item fee. Any debit or credit within the deposit account will be treated as an item for assessment purposes. Each item within a bulk deposit will be treated individually. | |
| Below Minimum Balance Fee | $5.00 per month |
| Aggregate Cash Transaction in Excess of $5,000.00 monthly | $1.20 per $1,000.00 |
| Custom Business Checking | |
| Aggregate Cash Transaction in Excess of $10,000.00 monthly | $1.20 per $1,000.00 |
| Draft Charge | $0.15 per item |
| Checks Received Charge | $0.15 per item |
| On Us Item Change | $0.15 per item |
| ACH Debit Charge | $0.15 per item |
| ACH Credit Charge | $0.15 per item |
| ACH Origination Debit Charge | $0.15 per item |
| ACH Origination Credit Charge | $0.15 per item |
| Prime Business Checking | |
| Items in excess of 100 will be assessed a $0.25 per item fee. Any debit or credit within the deposit account will be treated as an item for assessment purposes. Each item within a bulk deposit will be treated individually. | |
| Below Minimum Balance Fee | $10.00 per month |
| Aggregate Cash Transaction in Excess of $5,000.00 monthly | $1.20 per $1,000.00 |
| Electronic Funds Transfer Fees | |
| We do not charge for ATM transactions conducted by RFCU members at RFCU ATMs. | |
| $1.00 fee will be charged for each transaction or balance inquiry conducted on any ATM machine other than Robins Financial Credit Union machines. Conducting multiple balance inquiries or transactions or a combination of both during the same ATM session will result in the assessment of multiple fees. | |
| ACH Non-Post Fee | $5.00 per occurrence |
| Share Value | |
| *Par Value of One Share | $1.00 |
| *At the time your account is established, Robins Financial Credit Union, on your behalf, will pay the initial $1.00 Membership Share into a General Ledger Equity Account. This account is a non-transactional, non-earning, notice account and services only to evidence your membership in the Credit Union. Membership will be terminated six months from the close date of all service(s). Any Member with the intent of redeeming their Membership Share must provide a written notice during this six month period. The Credit Union has 60 days from the day we receive your written notice to process your request. |
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If you have questions or require current rate and fee information on your accounts, please call the Credit Union. Fees are subject to change.