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Business Checking

We are proud to offer a range of business checking account solutions that provide you with the features your business needs to succeed.

Our Custom Business Checking account is designed for businesses with a high volume of activity.

  • Fees

    $10.00 Monthly Maintenance Fees**

    Free Night Depository Service

    Free Night Depository Service

    Cash Deposits

    Free Cash Transactions Up to $10,000

    • $100 initial deposit to open a new account
    • Free Visa® Debit Card
    • Turn your card on/off and more with the Robins Financial Cards App
    • Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
    • Treasury Management Services available

    No matter how small or large your business, we’re here to help you every step of the way. With Checking and Savings accounts, Money Market, Commercial Loans, and more, we have all the right accounts for your business. Make an appointment at any of our branch locations to open your business account today.

  • Information you will need to Open a Business Account:

    When opening a business account, all banking institutions are required to obtain information verifying the business as well as the individuals associated with the business. The list of business types below will help you quickly and easily determine the documents needed.

  • Sole Proprietorship

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)
    • If Operating as DBA:
      • DBA Trade Name Registration – received from the clerk of the superior court of the county in which business is conducted
      • Business License – received from the city or county in which business is conducted

    LLC

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature
    • Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year
    • Certificate/Articles of Organization or Operating Agreement – shows formation of entity with Secretary of State
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Organization

    Corporation

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature
    • Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year
    • Certificate/Articles of Incorporation – shows formation of entity with Secretary of State
    • Letter authorizing use of TIN – (If operating under a Parent Organization’s TIN, a letter from the Parent Organization giving authority to use the TIN is required)
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation

    Association/Organization/Informal Non-Profit Organization

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Certification of Owners of Organization of Club: date, signature of ALL officers listed on the current minutes
    • Current Meeting Minutes
      • Must list current owners/officers of organization and must be signed
      • Must identify if they are opening an account, adding individuals, and/or removing individuals with Robins Financial
      • Must be signed by the secretary or similar title
      • Must be on letterhead and typed
      • ALL officers listed in minutes MUST sign section 4 of the Robins Financial Business Account resolution
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

    Partnership

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Partnerships: date and signature of Partners
    • Secretary of State Registration/Certification – if registered, entity must be either Active/Compliant or Active/Owe for the Current Year
    • Statement of Partnership or Partnership Agreement
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation
  • Disclosures

    *The Earnings Credit will be based on the average monthly collected balance multiplied by the previous month's average rate for the 90 day T-Bill (13 week).
    **Please see the Business Account Rate and Fee Schedule for additional terms and conditions that may apply to your account.

Our Classic Business Checking account is designed for businesses with a lower volume of activity.

  • Deposit

    $500 Minimum Balance**

    Free Night Depository Service

    Free Night Depository Service

    Cash Deposits

    Free Cash Transactions Up to $5,000

    • $100 initial deposit to open a new account
    • 250 free items per month (debits and credits)*
    • Turn your card on/off and more with the Robins Financial Cards App
    • Free Visa® Debit Card
    • Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
    • Treasury Management Services available

    No matter how small or large your business, we’re here to help you every step of the way. With Checking and Savings accounts, Money Market, Commercial Loans, and more, we have all the right accounts for your business. Make an appointment at any of our branch locations to open your business account today.

  • Information you will need to Open a Business Account:

    When opening a business account, all banking institutions are required to obtain information verifying the business as well as the individuals associated with the business. The list of business types below will help you quickly and easily determine the documents needed.

  • Sole Proprietorship

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)
    • If Operating as DBA:
      • DBA Trade Name Registration – received from the clerk of the superior court of the county in which business is conducted
      • Business License – received from the city or county in which business is conducted

    LLC

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature
    • Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year
    • Certificate/Articles of Organization or Operating Agreement – shows formation of entity with Secretary of State
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Organization

    Corporation

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature
    • Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year
    • Certificate/Articles of Incorporation – shows formation of entity with Secretary of State
    • Letter authorizing use of TIN – (If operating under a Parent Organization’s TIN, a letter from the Parent Organization giving authority to use the TIN is required)
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation

    Association/Organization/Informal Non-Profit Organization

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Certification of Owners of Organization of Club: date, signature of ALL officers listed on the current minutes
    • Current Meeting Minutes
      • Must list current owners/officers of organization and must be signed
      • Must identify if they are opening an account, adding individuals, and/or removing individuals with Robins Financial
      • Must be signed by the secretary or similar title
      • Must be on letterhead and typed
      • ALL officers listed in minutes MUST sign section 4 of the Robins Financial Business Account resolution
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

    Partnership

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Partnerships: date and signature of Partners
    • Secretary of State Registration/Certification – if registered, entity must be either Active/Compliant or Active/Owe for the Current Year
    • Statement of Partnership or Partnership Agreement
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation
  • Disclosures

    *The Earnings Credit will be based on the average monthly collected balance multiplied by the previous month's average rate for the 90 day T-Bill (13 week).
    **Please see the Business Account Rate and Fee Schedule for additional terms and conditions that may apply to your account.

Our Prime Business Checking account is designed for businesses with a lower volume of activity that maintain a higher balance.

  • Deposit

    $1,500 Minimum Balance**

    Pays Dividends

    Pays Dividends

    Cash Deposits

    Free Cash Transactions Up to $5,000

    • $100 initial deposit to open a new account
    • 100 free items per month (debits and credits)*
    • Turn your card on/off and more with the Robins Financial Cards App
    • Free Visa® Debit Card
    • Free Night Depository Service
    • Free Digital Services: Digital Banking, Bill Pay, e-Statements, e-Alerts
    • Treasury Management Services available

    No matter how small or large your business, we’re here to help you every step of the way. With Checking and Savings accounts, Money Market, Commercial Loans, and more, we have all the right accounts for your business. Make an appointment at any of our branch locations to open your business account today.

  • Information you will need to Open a Business Account:

    When opening a business account, all banking institutions are required to obtain information verifying the business as well as the individuals associated with the business. The list of business types below will help you quickly and easily determine the documents needed.

  • Sole Proprietorship

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)
    • If Operating as DBA:
      • DBA Trade Name Registration – received from the clerk of the superior court of the county in which business is conducted
      • Business License – received from the city or county in which business is conducted

    LLC

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature
    • Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year
    • Certificate/Articles of Organization or Operating Agreement – shows formation of entity with Secretary of State
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Organization

    Corporation

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Corporations/LLC/Professional Corp: should have date and secretary’s signature
    • Secretary of State Registration/Certification – entity must be either Active/Compliant or Active/Owe for the Current Year
    • Certificate/Articles of Incorporation – shows formation of entity with Secretary of State
    • Letter authorizing use of TIN – (If operating under a Parent Organization’s TIN, a letter from the Parent Organization giving authority to use the TIN is required)
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation

    Association/Organization/Informal Non-Profit Organization

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Certification of Owners of Organization of Club: date, signature of ALL officers listed on the current minutes
    • Current Meeting Minutes
      • Must list current owners/officers of organization and must be signed
      • Must identify if they are opening an account, adding individuals, and/or removing individuals with Robins Financial
      • Must be signed by the secretary or similar title
      • Must be on letterhead and typed
      • ALL officers listed in minutes MUST sign section 4 of the Robins Financial Business Account resolution
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment (If using EIN to establish membership)

    Partnership

    Required Documentation:
    • Complete the Certification of Beneficial Owner(s) Form – see instructions for completion details
    • Two Forms of Identification – needed for any individual listed on Certification of Beneficial Owner(s) Form. Any of the following are acceptable:
      • State Issued Driver’s License
      • State Issued Identification Card
      • Government issued ID or passport
      • State of Georgia Weapon’s carry license (new version with picture)
      • SSN Card
    • Complete the Business Resolution Form – this form identifies managing members and individuals authorized to act on behalf of entity
      • Section One - complete information on Business Entity
      • Section Two - date of meeting at which resolution was adopted should be dated when the resolution is signed
      • Section Three - identifies the Responsible Individual(s) that will be on the Account and their title
      • Section Four – Partnerships: date and signature of Partners
    • Secretary of State Registration/Certification – if registered, entity must be either Active/Compliant or Active/Owe for the Current Year
    • Statement of Partnership or Partnership Agreement
    • IRS EIN Assignment Letter – document provided by the IRS containing proof of EIN assignment
    • If Operating as DBA:
      • DBA Trade Name Registration – or DBA name must be stated in Articles of Incorporation
  • Disclosures

    *The Earnings Credit will be based on the average monthly collected balance multiplied by the previous month's average rate for the 90 day T-Bill (13 week).
    **Please see the Business Account Rate and Fee Schedule for additional terms and conditions that may apply to your account.