Credit Union Difference

Credit Unions are not-for-profit financial cooperatives, which means our earnings go right back into serving our members. That’s our primary purpose, to serve the interests of our members and help them save and earn more money.

Well, for one, credit unions are typically able to offer better rates on things like car and mortgage loans, as well as better returns on investments and savings. Plus, we don’t need to hit our members with a bunch of fees, which makes doing business with us affordable. At Robins Financial, everything we do is in the interest of our members. This means providing the highest quality financial products like low-rate auto loans, checking accounts, credit cards, home loans, and more.

Credit unions tend to invest in the technology and services that best serve their members. At Robins Financial, we’re no exception. Our members have access to the latest technology resources to help them manage their money, like Digital Banking, online loan applications, account alerts, card controls (through our Robins Financial Cards App), bill payment, and much more.

Because credit unions are cooperatives, we’re part of a network of other credit unions where you can do business, called Shared Service Centers. This means that not only can you do business at any Robins Financial branch location, but you also have access to branches and ATMs across the country that you can use to conduct business. Use our location search to find a branch or ATM closest to you.

In addition to our earnings going to lower the cost of financial services and products for our members, there are other important ways credit unions serve their communities. For instance, credit unions look to encourage the local growth and health of small businesses and support entrepreneurs within the community. At Robins Financial, we sponsor many community events and donate to local Georgia organizations serving our community. These are organizations that build homes for the poor, research cancer cures, take care of kids in need, support our local veterans, and provide many other vital contributions. We also fund scholarships to help the brightest minds in our community further their education. That’s the kind of community involvement that makes our members proud to be part of a credit union.

It’s the peace of mind from knowing that your money is not only going further because of the more affordable products and services the credit union can offer, but also that your money is staying in the community and helping it thrive. So make the switch today! Become a Robins Financial Credit Union member with our online account application.