How to Start the Home Buying Process
The process of buying a home can be intimidating, after all, it’s one of the largest investments you will probably make in your lifetime.
With proper planning and help from your trusted financial partners at Robins Financial Credit Union, you can navigate this significant milestone with confidence and ease. Let us help you turn your dream of homeownership into a reality!
Step #1
Find the Mortgage
to Fit Your Needs
We offer a variety of mortgage loans designed to meet your specific needs.
Step #2
Gather
Your Documents
1. Government issued ID
2. W-2/1099 forms from last 2 years
3. Statements from bank/investment
4. Last two year’s tax returns
5. Proof of any supplemental income
Step #3
Get
Pre-Approved
Getting pre-approved for a mortgage loan will help you understand how much home you can afford.
*Unique Mortgage Application User ID, separate from Digital Banking Credentials must be created
Step #4
Start
Shopping
Once you have your pre-approval, it’s time to start shopping for the home that fits your needs! Hire a reliable realtor to help guide you through house hunting. After you’ve found the home that fits your needs and budget, make an offer and get ready to close!
Step #5
Close Your
Mortgage Loan
Now that you’ve found your dream home and your offer has been accepted, it’s time to close on your mortgage loan.
Next Steps
Mortgage &
Home Buying Videos
Purchasing a home can be very exciting and very nerve-racking. But we want to make sure you have the best experience possible. That is why we came up with a series of videos that cover the home buying process from start to finish.
