Debunking Credit Union Technology Myths: Embracing the Credit Union Difference
At Robins Financial Credit Union, one of our favorite holidays to celebrate is International Credit Union Day. This day is a global event created to honor credit unions and the differences that set us apart from other financial institutions. All credit unions around the world join together to celebrate out shared mission to bring financial inclusion and well-being to everyone, and our commitment to our members and communities worldwide.
We’re passionate about dispelling the myths surrounding credit unions and showcasing how we live out the credit union difference in everything we do. In today’s fast-paced digital age, technological advances have revolutionized the way we manage our money. And we’re here to prove that credit unions are at the forefront of this transformation.
Let’s take a look at several technology myths surrounding credit unions, and set the record straight.
Myth 1: You have to visit a physical branch location to open your account
Gone are the days when you needed to physically visit a branch to open an account! At Robins Financial, we offer a hassle-free online account opening feature that allows you to become a member from the comfort of your own home. Whether you're interested in a savings account, checking account, or a specialized account, you can explore your options on our "How to open an account online" resource page. The process is quick, efficient, and secure, giving you more time to focus on what matters most to you.
Myth 2: You have to visit a physical branch location to open a loan
Getting a loan is as easy as ever with Robins Financial Credit Union. You can apply for a loan in Digital Banking or on our website, eliminating the need for in-person visits. Whether you're seeking a personal loan, auto loan, or even starting the mortgage loan process, you can complete the entire application process online. You can even upload required documents and get the ball rolling from the comfort of your home.
Myth 3: Credit unions don't offer online banking (or if they do, it's not good)
The truth is, many credit unions offer online banking solutions that rivals the best in the industry. At Robins Financial, our Digital Banking platform comes equipped with a host of features designed to simplify your financial life. You can access your accounts, check balances, transfer funds, pay bills, and more, all with the convenience of 24/7 access. Visit our Digital Banking User Guide for a comprehensive guide on all of the features available and how to make the most of Digital Banking.
Myth 4: Credit unions don't offer credit cards
Think credit unions don't offer credit cards? Think again. Our Robins Financial Credit Union Visa® credit cards offer a range of card products tailored to your needs. Whether you're looking for low interest rates, rewards, no fees, or credit-building options, our credit cards have got you covered. Explore our credit card options and find the perfect card to fit your lifestyle.
Myth 5: Credit unions aren't set up for contactless payments
Staying up-to-date with payment technology is essential. That's why we're proud to offer tap-to-pay-enabled credit and debit cards. Enjoy the convenience of making secure, contactless payments at the register. Learn more about our contactless cards and visit our FAQ page for even more details. Additionally, our credit union supports Digital Wallets and peer-to-peer payments, making managing your money even more seamless.
Myth 6: Making the switch from a bank to a credit union is hard
We understand that transitioning from a bank to a credit union might seem daunting, but we're here to make it easy for you! Our Switch Kit, powered by ClickSWITCH, simplifies the process of moving your accounts to Robins Financial from another financial institution. Whether you're switching your direct deposits, automatic payments, or closing old accounts, ClickSWITCH streamlines it all. Visit our ClickSWITCH resource page and ClickSWITCH Digital Banking Guide for more information on how to make the switch!
The Bottom Line
In today’s digital age, managing your money is easier than ever. At Robins Financial Credit Union, we’re proud to be at the forefront of technological innovation. The credit union difference extends beyond just technology, and is also reflected in our commitment to providing exceptional banking services and empowering our members to achieve their financial goals.
Next Steps
- Don’t forget to celebrate International Credit Union Day with us on Thursday, October 19!
- If you’re looking for personalized service, convenient features, products and services that work for you, and a community-focused approach to banking, we are here to exceed your expectations.
- If you’re not already a credit union member and are ready to experience the credit union difference for yourself, we’d love to have you! Apply online or make an appointment at any of our branch locations.
At Robins Financial Credit Union, our mission is to enhance the financial well-being of our members and community. We honor this commitment by providing educational content to help you make the most of your finances. Read our other blog articles to help you gain the financial knowledge you need to succeed.